Issue No.


Back to index

It Is Time For A Change

This article is reproduced with permission from
Normandy Advisory Services Sdn. Bhd (Licensed Investment Advisor)
15th Floor Menara Multi-Purpose, No 8 Jalan Munshi Abdullah, 50100 Kuala Lumpur
Tel : 03 - 469 5560 Fax : 03 - 294 5561

This article is copyright and no part of it may be reproduced in any form without the prior consent of Normandy Advisory Services

To contact Normandy


Investors who do not have the precious time to monitor the stockmarket and lack the necessary expertise should consider unit trust as an alternative. Let's say after realizing the potential benefits and rewards of prudent long-term investing you are willing to sacrifice your precious time and do everything yourself.

Your next step would be to locate sources for obtaining reliable data. In this case, newspapers alone will not help. Nor will conversations with neighbors and friends.

You may try to find a well-stocked public library but there are so few in the region. Eventually, you will find that things are not as smooth as you thought.

Now, given that you have access to a wide range of information, then the next key question is have you gained enough knowledge or experience to make full use of the information? Will you be able to keep track of the market and your investment closely?

Any successful investment requires extensive market research and analysis plus vigilant monitoring of economic and market environment. Unit trust or mutual funds in the overseas markets like in the U.S. play an even more critical role when you are considering cross border investments for diversification.

Normandy has long maintained that long-term investment makes good sense for growth of ones wealth which is also the conventional investment wisdom in today's markets.

While a lot has been discussed about the benefits of long-term investments, there are those who continue to bet in looking for short-term returns in the stockmarket even after countless rounds of soured bets.

You should be patient enough to wait for your money to grow gradually. If you are a stock psychopath, consider investing in stock unit trusts rather than betting on your own. Adopt a long-term strategy and be a fundamental-driven investor.

In Malaysia, where the market is still at its infant stage, further development of the capital market will likely lead to a fundamental-driven one.

In a pure fundamental driven market in the U.S., stocks have returned far more than long government bonds and short U.S. Treasury bill, and have soundly outpaced inflation over the long-term.

Remember that your short-term gains are not likely to secure your future well-being - retirement. It is time for a change.

back to index

Reproduced with permission from Normandy Services Sdn Bhd, Tel:603-4695560 Fax:603-2945561